Client Profile

Partnering with my clients and helping them be successful is why I changed careers and what I am most passionate about.  An introductory meeting serves as a way for us to get to know each other and determine if we are a FIT for working together. 

If you want a financial advisor to be proactive, provide continual guidance, help you think through financial decisions and keep you on track, then Dave might be the right advisor for you. 

My primary focus is working with educated professionals who don't live beyond their means, don't carry excessive debt and want to partner with an advisor who share their values. My clients typically fall into one of these three life stages (75% in the first two stages):

  • Retirement Red Zone - This phase occurs five years before or after retirement. In this zone, our main focus is to create and implement a solid plan for your transition into retirement. We help you to prepare and make any necessary adjustments, both before and after your retirement date.
  • Retired and Active - Individuals and families in retirement typically want to establish a consistent income stream, mitigate taxes, and preserve their wealth. We take care of the details so that you can enjoy the retirement you've worked so hard to earn.
  • Pre-retirement and Wealth Accumulation Phase - This phase typically occurs 10 to 20 years before retirement. In this phase, you are paying down debt, in the process of paying for your children's education, saving for retirement and accumulating wealth. I help you to plan for all of these activities. About 25% of my clients fall into this category.

Dave is best suited to work with clients who are:

  • Respectful, appreciate a sense of humor and have a positive attitude towards life.
  • Able to trust their advisor to do what's in their best interest. They don't question decisions but strive to understand "why" it is in their best interest. They trust me to do what is financially sound and offer a range of options, if warranted.
  • Experienced investors who understand that stock markets can fluctuate on a monthly or yearly basis. Not interested in market timing.
  • Not looking for the lowest cost provider. They understand my "value proposition";  that I provide a service they don’t have the time or inclination to do themselves.
  • Motivated, receptive and willing to act on recommendations of the advisor.
  • Typically they have > $500,000 in investable assets.