My Planning Philosophy



My mission is to help you simplify your financial house so you can focus on the things in life that are more important than money. 

I am dedicated to helping my clients "Retire Successfully."  For still-working clients, it is to assist them to best prepare for a long and confident retirement. For our retired clients, it is to assure that they enjoy the highest possible standard of living. A standard of living that brings about an income and savings that will be there when needed most.


Planning Philosophy

"If you don't know the past, you can't understand the present and plan properly for the future."    Davita's Harp,  Chaim Potok.

I believe in having a plan of action for living your Ideal Life and that starts with knowing your financial house is in order. 

I also think there is more to living your Ideal Life  than just money can provide. So I strive to get to know you, and the values and ideals that are important to you. We can then align your overall financial strategy toward accomplishing those values, helping you have your Ideal Life

What is the foundation of this help? The key to a good plan is using conservative assumptions based on historically relevant data. Then, even when the world doesn't go "according to plan" you will very likely still have a successful outcome.

All the planning in the world, will be of no help, if you don't follow through. I will be there to help when the inevitable downturns occur. I will also be around to update your plan and make sure you are still on track.

Many people don't know they could significantly improve their lifestyle. Financial planning can reveal the potential to change careers, retire early, make gifts or have the ability to take nice vacations every year without financial worry. An investment in financial planning can allow you to change your life for the better.

For those transitioning into retirement, the financial focus shifts from savings to spending and income management. We provide the financial acumen needed to create a prudent income distribution plan incorporating our clients' unique retirement goals, objectives and preferences.